Car insurance prices are constantly increasing. However, the road safety record is improving. Fewer accidents should mean fewer claims. Insurance customers should normally be rewarded if their good behavior reduces the number of claims.
When it comes to automobiles, there is another variable to consider: it is obvious that the cost of each claim increases. Dent removal is no longer possible, as are many repairs, with the smallest incident you have to replace the entire section, the entire fender, the entire bumper.
Repairing a small defect with seemingly insignificant damage can end up costing thousands of dollars. Welcome to the universe of 2023! I’m excited to see what Secretary Jolin-Barrette can do with his bill that will force companies to make their products more repairable.
But today, when I talk about my feeling of being robbed when it comes to car insurance, I don’t mean the insurance companies or garages. I’m talking about the scourge of auto theft.
If you haven’t been the victim of a car theft yourself, you may be relieved at first glance. Considering the large number of these thefts, you might even consider yourself lucky. This is a serious mistake.
you get robbed Car thieves steal hundreds of dollars from us. All vehicles are generally insured. It is seldom the Minounes that are stolen. Each theft costs the victim’s insurer tens of thousands of dollars. Have you thought about the total bill of insurers? This is a major reason for the increase in our insurance costs.
A plague
Auto thefts increased by 50% in Quebec between 2021 and 2022. 2023 is likely to get even worse!
It became a comedy. Using the port of Montreal for example. Everyone knows that the port acts as a hub for vehicle theft. Everyone knows that containers fill up with stolen cars to be shipped to Africa or the Middle East.
If a criminal case is also known and obvious and is ongoing, it is because there is negligence and/or complicity somewhere. If we gave the police the legal and operational tools to act, we could quickly disrupt the networks of the criminals involved.
There is insurance
Why is no one grabbing anything? “There’s insurance for that, sir!” “Explain that to the insurance woman.” You may have already been told this by the police. They reflect the general thinking of politics and the judiciary.
This crime is not serious… people are insured! Few investigations, little effort, light penalties, bandits make easy money. Result: networks of petty bandits grow stronger, acquire weapons with this money and become hardened criminals.
And the rest of the population pays increased insurance premiums. A grant to thieves!
Nice mess!
