Whether it’s because of your debt, the rising cost of living, or the many bills you have to pay, you may want to improve your money management.
To get a better picture of your situation and quickly assess your financial health, follow this short questionnaire developed by the financial reorganization experts at Jean Fortin.
Write down the number of statements that apply to you and add them up
- I pay my bills late.
- More than 15% of my net income is used to pay off my debt.
- I use money I wanted to spend on living expenses to pay my debts.
- I can’t deposit more than the minimum amount into my credit cards each month.
- I have reached or exceeded my credit card limit.
- I borrow money or use my credit card to pay for purchases that I used to pay for with cash.
- I use my savings to pay my bills.
- I recently got a call from a collection agency because I hadn’t paid some bills.
- I’ve already put off a dentist appointment or buying medication because I don’t have the cash to pay for it.
- If I or my spouse lost our job tomorrow, I would be in financial trouble right away.
- I don’t know the exact amount of my debts or their interest rates.
- If I were to separate, I would not be able to pay any debt that might be asked of me.
Discover your result
Between 0 and 2
Congratulations! You are in good financial shape. However, don’t lose sight of your goals and pay close attention to your budget and avoid impulse buying to keep your finances on track.
Between 3 and 6
You are not immune to financial problems. To prevent your situation from getting worse, you should revise your monthly budget. If you don’t have a budget yet, it’s high time to set one up. Likewise, try cutting back or discontinuing your credit cards until you can get your finances back on track.
7 or more
You are probably in a financial bind and need help and support to get out of it.
Need advice on getting your personal finances in order? Jean Fortin’s debt experts can help you see things more clearly. They offer personal and confidential support. Together you will find realistic solutions to your financial worries.
Contact the experts of Jean Fortin Get free advice now and clarify your financial situation.